Workloans is a free of cost service of borrowers, Get Cashback Upto on 5,00 All types Loan

Welcome to Workloans is among India’s leading online loans marketplace led by a Gurgaon based team of techno-financial experts working on a mission to bring transparency, simplicity and convenience in the way people borrow money. Workloans state-of-the-art, home-grown technology platform enables online delivery of loans and related services to customers with speed and transparency.

Investors : We have recently received a round of Series A equity funding from Ncubate Capital Partners, a private investment arm of SAR Group family office for investments in branding, technology augmentation and growth of our company.

  • Loan Approved in 24hrs
  • Fast Application Approval
  • Processing Fee Upto 2%
  • Lowest Emi
  • Documents Required
  • Loan Tenure 5 Yr

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Happy Clients

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Complete Loan Approved

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Branches Locate

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Years in Business

Assisted Digital Loan Process

Bank Neutral Advice

No Unsolicited Calls

Free Service and Quality Response

Digital + Doorstep Service

Delivery in 1100+ Cities

Attractive Cashback

Current Interest Rates & APR

Current Interest Rates
Product Type Best Rate %*
Home Loan 7.15%
Loan Against Property 8.70%
Business Loan 13.50%
Personal Loan 10.50%
Professional Loan 13.00%
Gold Loan 10.50%
Two Wheeler Loan 10.00%
Doctor Loan 11.25%
Fixed Deposit 8.05%
Illustration of the total cost of a personal loan
  • Total amount borrowed: ₹ 1,00,000
  • Time period: 12 months to 60 months
  • Interest Rate: 10.99% to 22%
  • Processing Fee payable to: Upto ₹ 2,000
  • Fee payable to workloans : NIL
  • Total Monthly Cost – From ₹ 2,174 for 60 months ₹ 1,00,000 loan at 10.99% (lowest rate, longest time period) to ₹ 9,359 for 12 months ₹ 1,00,000 loan at 22% (highest rate, shortest time period). This is inclusive of principal repayment.
  • Annual Percentage Rate (APR) of charge including all applicable fees: 11.39% to 22.4%
  • Total cost payable over loan tenure: ₹ 14,313 for 12 months loan to ₹ 32,424 for 60 months loan

Choice Of Partner With Us

What Our Clients Say


A loan is a form of credit offered by financial institutions for the borrower’s Salary use. It is an unsecured loan and doesn’t require collateral as security or a guarantor to avail the loan.



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